| Denial of Claims |
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| An insurer may deny a claim for a loss made by an insured in certain circumstances. However, the insurer must follow certain standards and guidelines when making such a denial. More... |
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| Underinsured and Uninsured Auto Coverage |
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| Underinsured coverage refers to coverage available to an insured involved in an accident with a driver who has insufficient auto insurance coverage. More... |
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| Basic Automobile Policy Contents |
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| Automobile insurance policies normally contain the same five basic sections found in most types of insurance policies: 1) declarations, 2) an insuring agreement, 3) definitions of terms used in the policy, 4) conditions, and 5) exclusions. More... |
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| Types of Life Insurance |
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| Each of the two basic types of life insurance--term life insurance and non-term or permanent life insurance--has several variations. Term life insurance is for a specified period of time. Whole life insurance covers the life of a person, however long that life is.
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| Discrimination |
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| Prohibited discrimination More... |
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